Archive for Retirement

Looking for a tax deduction before the end of the year?

As the year is beginning to end and tax time looms large in the near future, I just wanted to share the tax benefit of owning your own business in case you want to join our team with Dr. Christiane Northrup.

You can deduct the following:

All your start-up costs – for us it ranges from $300-$700

Business expenses like product give-aways, promotion, supplies, travel

*Also contact your tax professional for more possible deductions


Here’s what Sandy Botkin CPA, former IRS tax attorney says:

“Every north American taxpayer who works a full-time job and does not have a side business is probably overpaying taxes to the tune of $3000 to $9000 a year.”

So what do you think?  Is the time right for you to join us?  Please email back and we can set up a time to discuss this opportunity.  Would love to have you be a part of Dr. Northrup’s global wellness movement!

Just to refresh your memory, here are all the benefits of joining our WellPro wellness team who works in conjunction with Team Northrup.

  1. Exclusive access to WellPro International Wellness Coaching Certification* a clear and practical system to develop your coaching skills to apply directly to your Wellness Business (Priceless)
  2. The Igniting Prosperity Training – An 8-module online (self paced) course that will give you everything you need to know to activate your new wellness business. ($1500 value)
  3. Weekly WellPRO International Business Support – A weekly call with Dr. Karen Wolfe, Dr. Deb Kern and featured team leaders offering business coaching, updates and group trainings. ($500 value)
  4. Turn-Key Business System – Your own professional business management system. It’s like having a personal assistant for real time reports, progress charts & graphs, recognition and client support. (Priceless -Imagine hiring an assistant for these items!)
  5. The WellPRO International Business Workbook – Get started right with your blueprint for sustainable success. ($200 value)
  6. Exclusive membership in our WellPRO International and Team Northrup Facebook communities to connect with our incredible team, get your questions answered, and stay up-to-date on new announcements. (Priceless)
  7. The Sugar Buster Program – A Step by Step weight-loss/lifestyle program without deprivation and starvation. Learn how to increase your energy, improve your immune health, and achieve lasting lifestyle change. Shopping list, email support, recipes, stress reduction, exercise, meditation, low glycemic cooking, self-care tips and resources to continue on with your healthy lifestyle.
  8. Exclusive use of Clear The Way Program – An online program that guides your clients as they follow a specific nutritional protocol to enhance their digestion and support their body’s detoxification.
  9. A personalized, signed copy of Dr. Karen Wolfe’s book Is Your Lifestyle Killing You? + audiobook Medicine from the Inside Out ($50 value)
  10. The e-book of Create the Body Your Soul Desires: The Friendship Solution to Weight, Energy and Sexuality by Dr. Karen Wolfe and Deborah Kern. At last a soulful guide to the weight issue that is long overdue. This book puts you back in the driver seat of your life. It is a guidebook for you to live a conscious and fulfilling life. ($25 value)
  11. 21 Day Online Mentor Mastermind Program – Go step by step to build your business with Dr. Karen’s simple daily action strategy. ($1000 value)
  12. Online Media Center where you get an exclusive, behind-the-scenes peek at how the top wellness business builders in have grown their wellness businesses ($500 value)
  13. Unlimited access to our training call archives with new sessions being added weekly. ($1000 value)
  14. A free ticket to next the annual international conference when you join with the WellPRO Entrepreneurial business pack. ($450 value)
  15. Your own customizable, personal online nutrition store and customer website free for a year including your own fully integrated shopping cart. ($1540 value)
  16. A cutting edge and completely customizable business HUB with professional presentation tools, team management software, calendar, tax tracking software, and more. ($240 value)
  17. You’ll be part of The WellPRO International team, an extensive, international community of like-minded professionals dedicated to wellness in conjunction with Dr. Christiane Northrup. (Priceless)
  18. Access to the leading, highest quality nutritional products in the world from USANA Health Sciences at a 20% discount (Priceless – you can’t put a price tag on your health)
  19. Access to In-Person Mastermind Gatherings – Connect, get inspired and gather as a community of like-hearted wellness professionals. (priceless)
  20. A proven, duplicable system for growing residual income in your wellness business and improve your financial and physical health. (Priceless)


So what do you think about joining before December 31?  As Penny Northrup Kirk (Dr. Northrup’s sister) says:  What would your life be like in 5 years if you continue doing what you are doing right now?  Isn’t it time to take action toward creating the life you are meant to live?

Let’s talk!  When is a good time for a call before Christmas.  Let me know by clicking below.

Connect with Carol

Be well on your wellness journey.

Thanks.  Carol

What does it mean to accept the inevitable? I’ve been pondering this lately as I’m getting older, (not that there’s anything wrong with that), but things are changing that I have no control over. For example I can’t jump around in Jazzercise like I used to. I have to step in place because my knees will bother me if I don’t. I find that I need a little rest time in my day so that I can keep going on into the evening with activities. I find that I’m more assertive than I used to be – yes, I’m a bit mouthy – and don’t really care about the consequences.

In other words things are changing and I actually now understand my mother’s aging process much better since I’m going through some of the things that she used to go through.

Here’s Mom!

Lois Nedden

The bottom line is it’s my job to accept my age changes rather than complain and resist. It’s just the way it is

Now I know this isn’t easy and for sure it hasn’t been for me. I remember when I used to run for fitness but after several years it was causing me a lot of back pain. So I had to stop running and just do walking. And of course that caused me to be depressed because I thought I’ll never be as healthy as I want to be from just walking. And yet I have found that walking is a great fitness activity for me now.

So I have accepted that but I will admit that when you’re going through any kind of a change acceptance might not come right away. But if you give it some time and also appreciate the fact that this may be just a normal thing for you then you can finally make peace with it and accept it.

What are you going through right now that is challenging you?

Here are my tips to help you with acceptance of anything that might be changing for you that you are starting to resist.
A – Allow the change to come into being instead of fighting it

C – Communicate your feelings with family or friends so you don’t bottle things up

C – Create new opportunities that will achieve the same benefit you’ve been looking for only do it differently

E – Eliminate negative feelings that arise and focus on how can you shift and move forward with your life

P – Pretend all is as it should be and relax into these changes to allow your body and mind to relax

T – Train yourself to keep moving forward instead of yielding to depression, regret, anger

A – Allow time to accept the changes and let your mind go through the stages of grief and loss

N – Notice when you have shifted into accepting your new reality and celebrate your progress

C – Collaborate with others going through a similar situation and get ideas on how they’re dealing with it

E – Enjoy the process of change as another wonderful thing about being alive


And finally, I love this reminder from one of my support groups – “When I got busy I got better”

So I got busy writing this blog and now I feel better!

If you need some support around acceptance, contact me for a quick laser coaching session to give you a boost.


Be well.


3 Cravings you must have in the New Year

3 Cravings you must have in the New Year

  1. Craving to meet new like-minded people and expand your circle of friends
  2. Craving to make a difference in other people’s lives
  3. Craving to get healthier yourself

Now if that sounds like something you can commit to, and you don’t mind taking the time and energy to make that happen, then you are in the right place right now.  Of course if this is not your desire, you may stop reading now, but I do wish you a very happy and healthy new year!

For the rest of you, want to learn more?  Read on.

As I ended my career in the corporate world and branched out on my own,  I realized I still had more to offer and craved these 3 things.  I never saw myself retired so I knew I had to create a new path for myself that would still be fulfilling personally but would also allow me to continue making a difference in the health and wellness of others.  The path I chose fell into place because I was OPEN TO POSSIBILITIES  and was WILLING TO TAKE CALCULATED RISKS.

If you are at such a crossroads as this, then I have 8-STEPS  that moved me forward into a place of new challenges, renewed energy, exciting possibilities, more relationships and support than at any other time in my life, more fun and travel, better health (I thought I was super healthy, but found out I could do even better) and even opened a path to financial security (that was a bonus!)  Believe me this was a welcome surprise to me at this time in my career and I felt rejuvenated and ready to tackle a NEW BEGINNING in life.  So are you ready for a new beginning this NEW YEAR  too?

Click below to request a FREE download of my 8-STEP PLAN FOR A NEW BEGINNING.

My New Year GIFT TO YOU!

Then  connect with me for a FREE CONSULT to discuss your thoughts.

Remember, making a commitment to one other person means you have taken the best first step toward making a change in your life.  Welcome to my world!!


Be Well!



SHIFT Happens

There’s a shift going on.  Can you tell?

Warm to cold.

Light to dark.

And most recently, beautiful fall days have descended into rainy dreary November 

How does this effect you?  Take it in stride?  Or resist it all the way? I always try to put a positive twist on things so here are tips to approach all these changes.

S – Settle into it and “go with the flow”

H – Honor the changes as the natural rhythm of the universe

I – Investigate any resistance and make peace with the cause

F – Feel the energy of the transition and the new refreshing energy that comes with it

T – Treasure this universal flow as a gift

So how will you proceed with this annual shift of the seasons?

I would love to invite you to hear a recorded call from Dr. Christiane Northrup that will enlighten and inspire you as you face the transitions  going on.

Embracing Transitions: The power of making a change

In general, the vast majority of people on this planet resist change. For many, change brings on anxiety and a fight or flight response. And for the outliers and early adopters, who drive innovation – they see change as an opportunity. The good news is resistance is dynamic. Whether we are running from or toward ‘CHANGE’ – it ignites an inner power and heightens our awareness for interacting with the world. Transitions can be transformative.

Astrologically, since 2012, Saturn has been in Scorpio clearing the playing field for what no longer works, our shadow side emerged in order to be healed with lots of endings,  particularly in relationships. This year Venus has danced with Mars 3 times, with the finale on November 2nd.  All in the service to make us whole, teach us to stop projecting our power onto others and ultimately take responsibility for our experience. These are the attributes that can make a transition a transformation, whether you’re an empty-nester, ending or just beginning a relationship, embarking on a new venture, retiring from a job or finding yourself in menopause.

Please join Dr. Christiane Northrup and her sister Penny Northrup Kirk to hear more about CHANGE as opportunity and how you can more easily trust the process!


Click here and request the link to this call.

Be well as you make transitions!


Burn Baby Burn

It’s fall, foliage is starting to die off, dry leaves  are in piles everywhere – and instead of feeling down,  it brings me joy!
I Iove gathering it all up and burning it on a beautiful fall day.  Great exercise, great smells and fills my need to have a fire and burn something until it is all gone and back to nature.
Metaphorically speaking, it’s another way of looking at getting rid of something that I need to let go of that no longer serves me so I can welcome in what’s next.  In this case – Winter.  A season I am never ready for each year but when the hint of the first snow fall is upon us, I get very excited and just can’t wait.


So what are you still hanging  on to that is not serving you? Is it time to let that flame die out and allow yourself to be open for the next great thing coming for you?  When you release what you no longer need, you make space for something new.


I would love to hear what you are willing  let go of and the hint you have of what is coming next.  Click here and tell me all about it!
And if you need some coaching around that, let me know that too!

Community builds immunity – and maybe your bottom line too!!

How much value do you place on being with friends, family and co-workers? Probably alot, but did you know that it can improve your health as well?  I remember when I could count the number of friends I had on one hand, and now I need at least 10 hands when I add them all up.  A big change for me and I am definitely happier and healthier as well.  So what is this all about?
You are invited!
Dr. Christiane Northrup knows and will be sharing her wisdom and the science on an upcoming conference call that I would like to invite you to.
Tuesday, October 20th 2015
8:00pm – 8:30pm ET
It is a well-known fact that the company we keep influences our well-being, and research shows that the more varied the groups to which we belong are directly reflected in healthier immune system functions.
Have you also heard this – ‘your network is your net worth?’ These ideas serve to reinforce the notion that belonging to multiple and varied communities serves to boost not only your health and but also your finances, and undoubtedly your sense of well-being along the way!
Join leading women’s health expert Dr. Christiane Northrup with her sister Penny Northrup Kirk for an intimate, 30-minute call, to find out how this has been true in their lives and the people they know!

Team Northrup Business Opportunity Call
Tuesday, October 20th 2015
8:30pm – 9:00pm ET

Immediately following the telegathering, join Team Northrup leaders, Dr. Deborah Kern and Karen Wolfe as they teach you how to harness the power of the health-wealth connection with Team Northrup and our product partner, USANA.
This thirty-minute call will give you an overview of our clinically tested and proven products, how to earn residual income with Team Northrup, and how we use personal growth as a business building strategy in a supportive community.


Just click here to register
(remember it’s FREE) and I will send you the call-in numbers.
What if this information was just what you need right now to improve your life and your health!  Don’t miss out.

Your Challenge Today – What’s age got to do with it?

This is my current thinking about my life today. The numbers keep piling up but I still feel and think the same.  So do I define myself by what society says my age should be like, or do I challenge myself to accept that I am growing older but I have an ageless outlook that cannot be defined with a number. What about you?  Do you still “act your age” or act as if you are ageless?  Here are my thoughts in my latest video.

So what are your thoughts on the numbers  game?

Recently, has your age-number stopped you from doing what you truly wanted to do?

Is your age-number holding you back from being all you can be?

What would happen if you forgot about your age-number and did just what you wanted to?


I would love your comments about this.  Click here and let me know!

Be well on your ageless journey!


Introducing 5 Reasons Why Working From Home Rocks Your Health

Have you always dreamed of working from home but never got the chance?  I remember when the workplace was not interested in letting us work from home because we couldn’t be trusted to do our work without having someone monitor us all day.  Well times have changed (thank goodness) and it is certainly more common today than before.  And from my personal experience over the past 10 years having a home-based business and being home all day – It is AWESOME!  It certainly beats commuting thru traffic to a place that coops you up all day and drains all your energy so by the time you commute back home you are totally whipped.

So why bring this up to you?  You might be contemplating your next move in life to either quit your job altogether, work part-time or do something else on your own terms.  Well if you are anything like me, I LOVE TO WORK and don’t want to stop.  But I do want to do it on my own terms.  And what I’ve found is that I can have it all and be at home as well.  Yes – having a business at home is the answer for me and it may be the answer for you too.  Watch this video and I will explain.

Did I strike a “home-based business” chord in you that says – tell me more about how to do that!  Let’s talk.  I’d love to hear what you have in mind for your future and maybe I can help you uncover what your next move might be.

Click here and let’s connect.

Be well on your journey HOME!


My Water Bed is Leaking and There’s No Turning Back

What do you do when you know an era is ending in your life and you are not prepared?  This recently happened for me when I found my water bed (yes I still have one after 37 years!) sprang a leak and we were forced to search for another one to replace it.  But first we had to empty all that water using a pump, hose and an open window to send all the water out into the yard.  It became our funeral process.

waterbed with Bill

So off we went on a bed-shopping spree to investigate what was out there.  Much to my dismay, we couldn’t find another waterbed anywhere to buy complete.  Yes they could still order the bladder (that’s the big bag of water, much like the one you carry around inside of you – hence the name bladder) but they would have to build a frame and that would be costly.

As we shopped all I could think of was nothing we tried felt as good as my favorite waterbed surface that was so warm, comfortable and nurturing.  I was in total grief!  But there was no turning back so we forged ahead.  There are regular mattresses, pillow-top mattresses, memory foam mattresses, air beds, my head was swimming and the sticker shock meant taking out a loan for a mattress.  Imagine that!

Well we finally made a decision, signed the loan papers and had it delivered.

Bed - new

Yes it is beautiful, but now the period of adjustment has set in.

  • I’m getting into a cold bed every night instead of a warm inviting surface
  • The bed feels extremely hard
  • The covers don’t stay tucked in and I’m pulling them up to my ears several times a night
  • I wake up feeling stiff with a slight backache
  • The cats love it tho!

So the saga will continue and I’ve been advised to give it a month or two before I decide if I can adjust.  If not, I have been assured I can trade it in for another model that might work better. Who knew the world of buying a mattress could be so complicated, but if I live another 37 years I want to be sleeping on a surface that is comfortable!

Now back to you.  When have you faced an unexpected change in your life that you weren’t prepared for and how did you work thru it?  I would love to hear your story.  Just click on my email here and tell me about it.

And if you are currently needing someone to guide you forward with a challenge you are facing (like preparing for retirement, leaving a job you have had for a long time, facing a health challenge, wanting to take your health to a higher level of wellness)  contact me for support.

Be well on your journey and keep your head above water!






Getting Older is Looking Better and Better

My head is still spinning after viewing Dr. Christiane Northrup’s latest PBS Special Glorious Women Never Age.  Inspiring, energizing, educational and entertaining. She is the role model we all need as we continue on this path of aging – oops – drop that word and replace with living agelessly!  That’s what she is all about and that’s what I am all about too. How about you?

Here are a few nuggets from this powerful show – and now a DVD if you were able to pledge to support PBS.

  1. Reframe the Term Aging

Words affect our biology so we need to use “feel good” words instead of all that negative talk like aging leads to deterioration and decline, which is how many of our institutions frame the aging process.

  1. Address and Change Cultural Programming

Your beliefs about aging are more influential on how well you age then what the culture dictates to you. So tune in to those cultural messages but don’t adopt them.  Reject them and continue with your own “healthy” path.

  1. Stop Participating in Ageism

Don’t fall prey to saying  “I’m having a senior moment” when you forget something.  Remember it is probably due to information overload rather than pathology.   And stop saying  “I’m too old to do that or wear that”.  Says who!  I’ll bet you can come up with ageisms on your own.  Remember, growing older is an opportunity to increase your value and competence.

  1. Enjoy a Sweet Life by Keeping Your Blood Sugar Stable

We consume far too much sugar and it is leading us down the path to inflammation, obesity, Diabetes, sugar addiction, depression, stress, I could go on and on. This is a critical issue we must deal with if we are to be ageless beings. Start adopting a low-glycemic lifestyle and you will be amazed at how much better you feel.

  1. Don’t Take Life Sitting Down

Get moving and stay moving to allow gravity to exert it’s “pull” on you and keep muscles and bones from deteriorating.  Astronauts living in a weightless environment without gravitational pull return to earth deconditioned.  So get up every hour off your chair where you are experiencing weightlessness and move, jump, run around for 10 minutes!

  1. Develop Centenarian Consciousness

People over 100 have these characteristics in common.  Rebellious, defiant, future oriented, have a positive outlook, use rituals of pleasure, aren’t obsessed with age, don’t like to be around old people.  Some great ideas here to consider for your plan on living agelessly.

  1. Establish a Sub-Culture of Anti-Aging

We all need good support to thrive so create a variety of “tribes” to belong to.  Hang around healthy positive people and remember – Community = Immunity.  You all will benefit from each other by creating something special that is not old or young but something else.

Hope these tips peak your interest and to go deeper, I highly recommend Dr. Northrup’s book Goddesses Never Age – The Secret Prescription for Radiance, Vitality and Well-Being. 


 Want some support around becoming Ageless?

 Email me at and we will connect!

Think AGELESS on your Wellness Journey.