Archive for working in retirement

10 Step Guide for a Rockin’ New Year

The word TRANSITION means the passage from one form, state, style, or place to another = CHANGE!  Some of you are cringing thinking about change, but others are thinking – BRING IT ON!  How many transitions are you experiencing right now?  

From holiday over-eating to New Year reckonings about weight?  From worrying about money to wondering what else you could do to increase your income?  From working in a job that you’ve outgrown to wondering what else you could be doing? From leaving the workforce to enter the world of retirement and not knowing how to adjust? Transitions are everywhere at any time and can be perceived as negative or positive.  I prefer the latter and have some thoughts to consider.

T – Trust your instincts.  Rather than be caught off guard when things change, take the high road and note what your gut is telling you about what it going on. Keep in mind the change you are experiencing might be just what you have been secretly wanting!

R – Reset your eating and exercise program.  Have you been stuck and know you want to get healthier but not sure how to make the first move? I’m sure you have dealt with this before, so reflect on what helped you be successful in the past and recreate those steps.

A – Adjust your thinking from I CAN’T  to  I CAN.  See yourself healthy, happy and whole.  Send time every day imagining yourself being your best and being grateful for all that you are and have.  Hang up pictures to visually represent what your goals look like so you can start living in that body even before you get there.

N – Notice what you need right now. Go outside right now for a walk.  Yes – right now!  By yourself!  Take a notepad and pen along because great ideas are sure to surface while you are walking and you may want to write them down before you lose them.  Focus as you walk on what you really need right now to move forward thru this transition. This will be your starting point.

S – Set goals in alignment with your values to create the life you love.  Have you ever taken the time to really ask yourself what you want? Yes, you know what your parents want for you, what your kids want, what your partner wants, and what you “should” want.  But what do you really want?  Write down 3 dreams you have for a more complete life and post it where you can ponder it.

I – Integrate all your skills into a single focus.  By now you have probably acquired a lot of great life and work skills that make you the fantastic talented person you are.  During this transition, you might find that it is time to put them all to good use and see what emerges.  Write down a list of everything you are great at – write until you can’t think of anything else – at least 30 things.

T – Train yourself for new skills.  After I had acquired all the skills I thought I needed in life, I opened up myself to what might be next for me – the key – being open to possibilities.  What showed up for me was “wellness coaching”, or some people call it “life coaching”.  When I was searching for “what’s next for me”, a friend coached me and after just 2 sessions, I had a new direction, a plan, and I was on my way again.  I loved the experience so much, I was trained to be a coach as well as a coach trainer.

I – Invite new opportunities.  When I was transitioning out of the workforce and into my own independent wellness business, I needed to figure out how to earn money while still doing the work I am passionate about.  Because I remained open to new ideas, I was presented with a way to help people get healthy as well as make the income I needed.  The key was to stay open to new ideas and give them a chance to see if they could work for you.

O – Own up to what is best for you. Not sure what direction to take as you transition?  Your guide should be how you “feel” about what you decide to do.  As they say, if it feels right – do it!

N – Now is the time to reinvent yourself.  I wrote a whole chapter on this in the book Wise Women Speak – Choosing Stepping Stones Along the Path.  My gift to you is a free download of this chapter by clicking here.

Enjoy the process of your transition.  Remember, it’s about the journey not the destination.  And above all make it fun!



Looking for a tax deduction before the end of the year?

As the year is beginning to end and tax time looms large in the near future, I just wanted to share the tax benefit of owning your own business in case you want to join our team with Dr. Christiane Northrup.

You can deduct the following:

All your start-up costs – for us it ranges from $300-$700

Business expenses like product give-aways, promotion, supplies, travel

*Also contact your tax professional for more possible deductions


Here’s what Sandy Botkin CPA, former IRS tax attorney says:

“Every north American taxpayer who works a full-time job and does not have a side business is probably overpaying taxes to the tune of $3000 to $9000 a year.”

So what do you think?  Is the time right for you to join us?  Please email back and we can set up a time to discuss this opportunity.  Would love to have you be a part of Dr. Northrup’s global wellness movement!

Just to refresh your memory, here are all the benefits of joining our WellPro wellness team who works in conjunction with Team Northrup.

  1. Exclusive access to WellPro International Wellness Coaching Certification* a clear and practical system to develop your coaching skills to apply directly to your Wellness Business (Priceless)
  2. The Igniting Prosperity Training – An 8-module online (self paced) course that will give you everything you need to know to activate your new wellness business. ($1500 value)
  3. Weekly WellPRO International Business Support – A weekly call with Dr. Karen Wolfe, Dr. Deb Kern and featured team leaders offering business coaching, updates and group trainings. ($500 value)
  4. Turn-Key Business System – Your own professional business management system. It’s like having a personal assistant for real time reports, progress charts & graphs, recognition and client support. (Priceless -Imagine hiring an assistant for these items!)
  5. The WellPRO International Business Workbook – Get started right with your blueprint for sustainable success. ($200 value)
  6. Exclusive membership in our WellPRO International and Team Northrup Facebook communities to connect with our incredible team, get your questions answered, and stay up-to-date on new announcements. (Priceless)
  7. The Sugar Buster Program – A Step by Step weight-loss/lifestyle program without deprivation and starvation. Learn how to increase your energy, improve your immune health, and achieve lasting lifestyle change. Shopping list, email support, recipes, stress reduction, exercise, meditation, low glycemic cooking, self-care tips and resources to continue on with your healthy lifestyle.
  8. Exclusive use of Clear The Way Program – An online program that guides your clients as they follow a specific nutritional protocol to enhance their digestion and support their body’s detoxification.
  9. A personalized, signed copy of Dr. Karen Wolfe’s book Is Your Lifestyle Killing You? + audiobook Medicine from the Inside Out ($50 value)
  10. The e-book of Create the Body Your Soul Desires: The Friendship Solution to Weight, Energy and Sexuality by Dr. Karen Wolfe and Deborah Kern. At last a soulful guide to the weight issue that is long overdue. This book puts you back in the driver seat of your life. It is a guidebook for you to live a conscious and fulfilling life. ($25 value)
  11. 21 Day Online Mentor Mastermind Program – Go step by step to build your business with Dr. Karen’s simple daily action strategy. ($1000 value)
  12. Online Media Center where you get an exclusive, behind-the-scenes peek at how the top wellness business builders in have grown their wellness businesses ($500 value)
  13. Unlimited access to our training call archives with new sessions being added weekly. ($1000 value)
  14. A free ticket to next the annual international conference when you join with the WellPRO Entrepreneurial business pack. ($450 value)
  15. Your own customizable, personal online nutrition store and customer website free for a year including your own fully integrated shopping cart. ($1540 value)
  16. A cutting edge and completely customizable business HUB with professional presentation tools, team management software, calendar, tax tracking software, and more. ($240 value)
  17. You’ll be part of The WellPRO International team, an extensive, international community of like-minded professionals dedicated to wellness in conjunction with Dr. Christiane Northrup. (Priceless)
  18. Access to the leading, highest quality nutritional products in the world from USANA Health Sciences at a 20% discount (Priceless – you can’t put a price tag on your health)
  19. Access to In-Person Mastermind Gatherings – Connect, get inspired and gather as a community of like-hearted wellness professionals. (priceless)
  20. A proven, duplicable system for growing residual income in your wellness business and improve your financial and physical health. (Priceless)


So what do you think about joining before December 31?  As Penny Northrup Kirk (Dr. Northrup’s sister) says:  What would your life be like in 5 years if you continue doing what you are doing right now?  Isn’t it time to take action toward creating the life you are meant to live?

Let’s talk!  When is a good time for a call before Christmas.  Let me know by clicking below.

Connect with Carol

Be well on your wellness journey.

Thanks.  Carol

Announcing a New Breakthrough in Nutritional Science

I’m just back from the “excitement and high” of the USANA International Convention last week in Salt Lake. What I love about being partnered with this company is they never cease to amaze me with their scientific advances and innovative products toward the goal of keeping us as healthy as possible.

USANA made an announcement this week at convention that’s changed the game for the nutritional industry and our business.

I wanted to make sure to let you know about it ASAP, which is why I’m hurrying to get this out this week!

They just revealed the next generation of nutritional science and cutting edge products, and IT’S LIKE DAY ONE in terms of the opportunity and possibility for this company and the people who partner with us.

So what’s the big announcement? It’s a patent-pending technology called InCelligence that uses cell signaling to tap into our bodies’ innate wisdom to nourish, protect, and renew our cells.

The two things that stuck out for me the most about what this means are:

1. It tells your body to make more antioxidants. The antioxidants your body makes are 100x more powerful at fighting free radicals than the antioxidants you eat. The InCelligence technology signals your cells to make more of their own so that more free radicals are neutralized, and the body doesn’t break down as quickly.

2. It tells your cells to renew their aging mitochondria. The mitochondria are where all of the energy is made. When mitochondria age they make less energy (ATP) and more free radicals. The InCelligence technology signals the cell to repair and renew the mitochondria so they can go back to making more energy!

To learn more about how InCelligence works in our flagship product called CellSentials, (multi-vitamin/multi-mineral) click to watch the video.

USANA is the only company whose products nourish, protect, and renew the cells of our bodies. Other companies do one or two of these things. Only USANA does all three, now with InCelligence.

If you want to become part of the exclusive community of wellness entrepreneurs spreading the word about these cutting edge products and helping to fulfill the vision of freeing the world of pain and suffering caused by degenerative disease,  click here to connect with me.

Connect with Carol

If you want to try products first, you can become a Preferred Customer for free and get them at a discount, let me know when you connect with me!

There has literally never been a better time to start a USANA business. This new InCelligence technology is the future of nutritional science, and USANA is the only one doing it.

If you have any questions, please call or email me.  I’m really looking forward to working with you as part of our community changing the face of health and business globally with USANA as our partner!

Be well on your wellness journey!



What does it mean to accept the inevitable? I’ve been pondering this lately as I’m getting older, (not that there’s anything wrong with that), but things are changing that I have no control over. For example I can’t jump around in Jazzercise like I used to. I have to step in place because my knees will bother me if I don’t. I find that I need a little rest time in my day so that I can keep going on into the evening with activities. I find that I’m more assertive than I used to be – yes, I’m a bit mouthy – and don’t really care about the consequences.

In other words things are changing and I actually now understand my mother’s aging process much better since I’m going through some of the things that she used to go through.

Here’s Mom!

Lois Nedden

The bottom line is it’s my job to accept my age changes rather than complain and resist. It’s just the way it is

Now I know this isn’t easy and for sure it hasn’t been for me. I remember when I used to run for fitness but after several years it was causing me a lot of back pain. So I had to stop running and just do walking. And of course that caused me to be depressed because I thought I’ll never be as healthy as I want to be from just walking. And yet I have found that walking is a great fitness activity for me now.

So I have accepted that but I will admit that when you’re going through any kind of a change acceptance might not come right away. But if you give it some time and also appreciate the fact that this may be just a normal thing for you then you can finally make peace with it and accept it.

What are you going through right now that is challenging you?

Here are my tips to help you with acceptance of anything that might be changing for you that you are starting to resist.
A – Allow the change to come into being instead of fighting it

C – Communicate your feelings with family or friends so you don’t bottle things up

C – Create new opportunities that will achieve the same benefit you’ve been looking for only do it differently

E – Eliminate negative feelings that arise and focus on how can you shift and move forward with your life

P – Pretend all is as it should be and relax into these changes to allow your body and mind to relax

T – Train yourself to keep moving forward instead of yielding to depression, regret, anger

A – Allow time to accept the changes and let your mind go through the stages of grief and loss

N – Notice when you have shifted into accepting your new reality and celebrate your progress

C – Collaborate with others going through a similar situation and get ideas on how they’re dealing with it

E – Enjoy the process of change as another wonderful thing about being alive


And finally, I love this reminder from one of my support groups – “When I got busy I got better”

So I got busy writing this blog and now I feel better!

If you need some support around acceptance, contact me for a quick laser coaching session to give you a boost.


Be well.


How to Build Your Anti-Rejection Muscle

Building Emotional Muscle!

Words of Wisdom from Christiane Northrup

No doubt, rejection hurts. No doubt, it cuts to the core! And, no doubt, it builds confidence!
Rejection is like no other emotional hurt. It’s central to our primal need to belong. In hunter-gatherer societies, rejection from our tribe meant life or death, we couldn’t survive alone. In the 21st century, being rejected is an anguish that we either learn to accept and rise above by ultimately becoming stronger or we allow it to hold us back. If we validate the rejection our ‘inner critic’ is off to races to seal the deal.

We all experience rejection. Choice Theory tells us that when we say yes to someone or something, we’re inevitably saying no to something else. In the fast paced, high tech, information inundated highway that we live in, everyone is making choices…this or that? Whether it’s a romantic refusal, a social snub, a business slight, or a family exclusion – the pain associated with rejection has been found in fMRI (Functional MRI) studies to light up the same neuroreceptors in the brain that occur when physical pain is endured. No other emotional pain effects this part of the brain in the same way.

Yet, just as we tear muscle fibers to build muscle, tolerating social rejection with a positive internal narrative builds emotional resiliency and confidence. When we feel it and accept it and honor our disappointment, we are then ready to move forward in our Hero’s Journey. We emerge stronger, more confident and can trust that something even better is on its way. One sure fire way to practice the fear of rejection is to seek it out on purpose. Go out and get as many rejections as possible. Can you drive me to Cleveland this afternoon? NO! Ok, Next. Can you loan me a $100,000 by Friday? NO! OK, Next. Want to join my business? I don’t know, tell me more. Ok…

Join Dr. Christiane Northrup and her sister, Penny Northrup Kirk and learn to go from fear of rejection to…next, and build awe inspiring emotional muscles.

Tuesday, April 12th 2016
8:00pm – 8:30pm ET

Email me for the call-in numbers or the recording if you miss the live call.


Take time today to flex your Rejection Muscle!


If you are CREATIVE  like me, clutter stays cluttered and causes muttering about the clutter and never gets resolved.


So what’s that all about?  My perception is that cluttering results from being blessed – or cursed – with being a person who is VISUAL.  You need to have everything in view so you can find it.  OUT OF SIGHT AND OUT OF MIND is your motto.  Can you relate?  So how do you manage that?

Let’s  apply this issue to a 12 Step Program of which I am very familiar and has helped me greatly in the past with issues out of my control.

  1. Admit you are powerless over clutter, its becoming a barrier to managing your life and business successfully and causes  you a great deal of unnecessary stress.
  2. Believe that a force greater than you can bring clutter under control if you just turn it over to the clutter gods for support.
  3. Make a commitment to getting regular cluttering done by committing it to your calendar.
  4. Search within yourself to discover why cluttering is happening in the first place and address that
  5. Admit to yourself and others that just because it appears to be a problem, it is actually related to what kind of person you are and reflects the nature of a creative mind
  6. Be willing to admit to yourself and others that just because you have the gift of creativity doesn’t mean you can’t control the clutter in your life.
  7. Ask the clutter gods of the universe to support your efforts in managing the clutter in a positive way.
  8. Make a list of all the people (include yourself) and projects you have disappointed because of not being more organized and efficient due to excess clutter
  9. Share those truths with those affected and make amends
  10. Continue to monitor your clutter daily and course correct promptly to avoid it paralyzing you
  11. Set your intention daily using visualization on what it looks and feels like to live a clutter-free lifestyle
  12. Share the message and lessons learned with others challenged by this issue.

Now you don’t have to do all of these steps right away.  This is a major lifestyle change and thrives on doing one step at a time and moving on when you start seeing and “feeling” results.

Need some coaching support around this issue?  Contact me for a laser coaching session.

Begin living clutter free!


Network or Die!

Did you know that “people need people” and in some cases when people don’t have human contact they can die?  Newborns denied physical contact with other humans can actually die from this lack of contact, even when provided with proper nutrition and shelter.  Older people who lack social contacts may be at increased risk of death if acute symptoms develop, because there is less of a network of confidantes to prompt medical attention.

So how does this relate to my wellness business?  Here’s my take on the importance of networking with others.

There are times when I just don’t want to be around people and want to hole-up at home and not see anyone.  For me that is a sign that my wellness business is losing ground – and could be at “death’s door”.  After all, independent business owners who don’t get out there and meet people,  don’t have any customers.  And then what kind of business would I have?

Working for yourself  is certainly different  than having a job working for a boss and being around lots of people all day.  There are always opportunities to make connections,  be seen and known and create new opportunities.  But when you work for yourself,  it is up to you to make those connections happen.

I’m just giving you a reality check in case you are about to embark on starting a business of your own and want to find out how to grow your business and avoid the “kiss of death” that happens to 50% of new businesses.

NETWORKING rules as a business builder and here’s why:

N – new connections are made with new people who may need your services
E – enjoyment happens when you learn about people’s hopes and dreams
T – trust develops when you connect with people on a regular basis
W – wonderful conversations often lead to friendships
O – opportunities arise to find even more people whom you can serve
R – rewards come from being able to help someone improve their life
K – kindred spirits show up the more people you meet
I – intimate conversations can lead to deeper relationships
N – notice what happens  when you give the gift of listening to another person
G – great things occur when great people get together

So if you are going into business for yourself, networking with people on a regular basis is critical – but pays off with great rewards.  And it is fun “getting to know you”.  James Taylor will tell you all about it!

So go out a meet someone!  If you are struggling with reaching out, connect with me and I’ll give you a complimentary laser coaching session to get you started.

Let’s get connected!



How to deal with distractions when working on your goals

Distractions from working on your “New Year” goals getting you down?
I think they are placed in our day to test how committed we really are to achieving those goals.  So why not acknowledge them as something to be expected and apply some strategies to not let them get in your way.
Check out my latest video tip and see if this might help.

Good luck managing those distractions in your life!

3 Cravings you must have in the New Year

3 Cravings you must have in the New Year

  1. Craving to meet new like-minded people and expand your circle of friends
  2. Craving to make a difference in other people’s lives
  3. Craving to get healthier yourself

Now if that sounds like something you can commit to, and you don’t mind taking the time and energy to make that happen, then you are in the right place right now.  Of course if this is not your desire, you may stop reading now, but I do wish you a very happy and healthy new year!

For the rest of you, want to learn more?  Read on.

As I ended my career in the corporate world and branched out on my own,  I realized I still had more to offer and craved these 3 things.  I never saw myself retired so I knew I had to create a new path for myself that would still be fulfilling personally but would also allow me to continue making a difference in the health and wellness of others.  The path I chose fell into place because I was OPEN TO POSSIBILITIES  and was WILLING TO TAKE CALCULATED RISKS.

If you are at such a crossroads as this, then I have 8-STEPS  that moved me forward into a place of new challenges, renewed energy, exciting possibilities, more relationships and support than at any other time in my life, more fun and travel, better health (I thought I was super healthy, but found out I could do even better) and even opened a path to financial security (that was a bonus!)  Believe me this was a welcome surprise to me at this time in my career and I felt rejuvenated and ready to tackle a NEW BEGINNING in life.  So are you ready for a new beginning this NEW YEAR  too?

Click below to request a FREE download of my 8-STEP PLAN FOR A NEW BEGINNING.

My New Year GIFT TO YOU!

Then  connect with me for a FREE CONSULT to discuss your thoughts.

Remember, making a commitment to one other person means you have taken the best first step toward making a change in your life.  Welcome to my world!!


Be Well!



Community builds immunity – and maybe your bottom line too!!

How much value do you place on being with friends, family and co-workers? Probably alot, but did you know that it can improve your health as well?  I remember when I could count the number of friends I had on one hand, and now I need at least 10 hands when I add them all up.  A big change for me and I am definitely happier and healthier as well.  So what is this all about?
You are invited!
Dr. Christiane Northrup knows and will be sharing her wisdom and the science on an upcoming conference call that I would like to invite you to.
Tuesday, October 20th 2015
8:00pm – 8:30pm ET
It is a well-known fact that the company we keep influences our well-being, and research shows that the more varied the groups to which we belong are directly reflected in healthier immune system functions.
Have you also heard this – ‘your network is your net worth?’ These ideas serve to reinforce the notion that belonging to multiple and varied communities serves to boost not only your health and but also your finances, and undoubtedly your sense of well-being along the way!
Join leading women’s health expert Dr. Christiane Northrup with her sister Penny Northrup Kirk for an intimate, 30-minute call, to find out how this has been true in their lives and the people they know!

Team Northrup Business Opportunity Call
Tuesday, October 20th 2015
8:30pm – 9:00pm ET

Immediately following the telegathering, join Team Northrup leaders, Dr. Deborah Kern and Karen Wolfe as they teach you how to harness the power of the health-wealth connection with Team Northrup and our product partner, USANA.
This thirty-minute call will give you an overview of our clinically tested and proven products, how to earn residual income with Team Northrup, and how we use personal growth as a business building strategy in a supportive community.


Just click here to register
(remember it’s FREE) and I will send you the call-in numbers.
What if this information was just what you need right now to improve your life and your health!  Don’t miss out.